About Credit Card Lady, LLC.

Credit Card Lady, LLC(CCL) was formed by Nancy “Chiquita” Vega-Laruy in 2004 out of a natural progression from working in the insurance industry.  She enjoys working with small businesses to find the most profitable solutions for their credit card processing.  CCL helps business with solutions as small as a smart phone app or card reader for processing mobile payments to a Point of Sale designed for Salons, retail stores to a full featured restaurant Point of Sale with server tablets and reservation kiosks.  We review recent statements to provide rate comparisons & savings, discuss the needs of the business, including any 3rd party provider software, and present solutions we believe will be the best fit.  We try to minimize excessive processing fees and provide equipment free of charge whenever possible.

Chiquita was born in New York to parents who were also entrepreneurs.  She has lived in California, Florida and Puerto Rico.  Around 1984, Chiquita moved to the St. Louis area to work with the Anheuser-Busch Companies.  In 1994, Chiquita opened her own Insurance Brokerage agency.  She realized the benefits of representing multiple companies to find the best solution for her clients.  In 2004 she decided to sell her business and start a new adventure, opening her new brokerage, Total Merchant Services, later renamed Credit Card Lady, LLC.

Chiquita has remained in the Midwest for the last 30 years and loves the warm family values and our beautiful four seasons. She enjoys bowling, singing in her church choir, traveling and playing with her 3 dogs.  Her driving passion is to help others.  She plans to spend her retirement volunteering in hospitals, helping children and the elderly.  Chiquita loves to travel and on her bucket list are India, Brazil, Australia and to take an African Safari.

Chiquita is a currently a Business Director on the Bunker Hill Chamber of Commerce, and is a member of the following; Business Network International – Edwardsville, Staunton Chamber of Commerce, Illinois Beverage Group (Madison & St. Clair County’s), Riverbend Growth Association, VFW, Kiwanis, the STL Hispanic Chamber of Commerce and a New Member Experience Ambassador for Business Network International Connect.